You may not know this but having Target Visa credit card gives you a lot of flexibility and freedom – and not to mention a greater versatility in how to spend your money. Of course, there will be requirements and terms when you want to join the membership and use the card. But when you are able to understand the whole terms and conditions, and you really understand the overall function of the card, you won’t regret having one.
Target Visa Credit Card: About the Service
When you are applying for the Target Visa credit card service, you will get the so-called REDcard account and you can enjoy 10% discounts when you are buying kinds of stuff Target. The idea is to use the RED card and then you can enjoy earning the points. You can also get 10% off from the purchase whenever you buy the items from Target. There is also a 24% of APR. If you want to know more about the details, you can contact the customer service and ask for more details of their services.
A lot of people are wondering whether it is better to have the Target Visa credit card or the Target credit card. They may share almost similar name (it is claimed that their features and services are almost similar as well) but the coverage isn’t. If you want to make a sound decision, you need to know the basic coverage.
As you may have guessed, the Target credit card is only accepted at Target branches as well as the online Target.com. You only gain a limited benefit and also get a reward when shopping at Target only. However, when you choose the Visa card, your card will be accepted anywhere. Moreover, the Visa card has the additional services that are unique to Visa program; not to mention that it has the extra online bill payment advantage.
During the application process, clients who want to get the Visa card will be considered. But when they are considered not eligible for the Target Visa credit card will be considered for the Target credit card.